How U.S. Car Insurance Works in Canada | Bringing you closer to your dream home.

Reciprocal US-Canada rules mean a US auto policy will typically cover a short Canada trip, but travelers should confirm coverage with their insurer before driving.
Driving uninsured is illegal across Canada, and mandatory coverage differs by province or territory, including how policies are purchased and how penalties are applied.
US state-minimum liability usually is not enough in Canada, so verify each province’s requirements and carry proof of insurance and registration while traveling.
If a crash happens in Canada, call emergency services, document damage, exchange information, contact local police when required, and notify your insurer quickly.
Longer stays or a move to Canada usually require Canadian insurance, and visitors should keep passport, license, registration, and insurance proof ready.